What to Do After Losing Money in a Cyber Scam
01-Sep-2025
By Advocate Rekha Tiwari (Trademark Consultant and IP Attorney)
What to Do After Losing Money in a Cyber Scam
Understanding the Impact of Cyber Scams
Cyber scams have become one of the fastest-growing crimes in India, targeting innocent individuals through phishing, fake investment schemes, online shopping frauds, job scams, and more. Losing money to such fraud can be overwhelming, but immediate action can increase the chances of recovery.
Step 1: File a Complaint with Cyber Crime Police
The first and most crucial step is to immediately approach your nearest Cyber Crime Police Station. Report the fraud in detail, including transaction details, bank account numbers, screenshots, emails, and phone numbers used by the fraudsters. Quick reporting helps the investigation officer trace the money trail before it is siphoned away.
Step 2: Register Complaint on National Cyber Crime Reporting Portal
Along with approaching the police, you should also file a digital complaint on the official National Cyber Crime Reporting Portal. This portal connects with law enforcement agencies nationwide and ensures your case is officially registered and tracked.
Step 3: Follow Up with Cyber Crime Police
Step 4: Freezing the Fraudulent Accounts
The Investigation Officer usually tracks the transaction trail of your lost money. Upon identifying the accounts where the money was transferred, they request banks to freeze those accounts. This step is critical to prevent scammers from withdrawing or transferring your money further.
Step 5: Filing an Application Before the District Court
Once the accounts are frozen, you can file an application in your local District Court seeking release of the blocked funds into your account. The Court examines the case and issues necessary orders for release once the Investigation Officer confirms that there is no objection.
Step 6: Legal Assistance for Money Recovery
The process of recovery often requires professional legal assistance to ensure that proper applications are drafted, filed, and followed up in Court. Our legal team specializes in cyber scam recovery matters and can assist you in securing the release of your money from frozen accounts. You can contact us at +91-9711511700 for immediate legal services and representation.
Conclusion: Act Fast to Protect Your Rights
Losing money in a cyber scam can be devastating, but timely legal action and persistence significantly increase the chances of recovery. File complaints immediately, follow up with the Cyber Crime Police, and seek professional legal help for court proceedings. With the right steps, you can ensure that justice is served and your hard-earned money is restored.